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Term Definition
First MortgageA mortgage that has a primary lien against a property.
 
Fixed-Rates MortgageA mortgage with an interest rate and monthly payments that remain constant over the life of the loan.
 
FixtureProperty, such as a hot water heater or plumbing fixture, that has become permanently attached to piece of real estate and goes with the property when it is sold.
 
Flood CertificationAn independent agency report required by the lender to determine whether a property is located in a flood hazard zone, which would then require a federally mandated flood insurance policy.
 
ForeclosureA legal procedure in which property mortgaged as security for a loan is sold to pay the defaulting borrower's debt.
 


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